What is title insurance?
Title insurance is an insurance policy that guarantees the property title is clear from the problems of
concealed liens and claims. Public records for the property are searched to find problems in the title's
ownership and history.
Title insurance Houston provides protection against title discrepancies known to you at the time you
purchased the policy.
The _expression " Title insurance Houston " refers to the collected ownership records of a piece of real
estate, including the transfer of any property rights, and any loans using the property as collateral. A clear
line of Title makes you much less vulnerable to possession claims from other parties and to outstanding
debts of previous property owners.
Previous to writing a policy, Title insurance Houston will check for defects in your title by examining
public records, including deeds, wills mortgages, , divorce decrees, court judgments, tax records, liens,
encumbrances, and maps. Title insurance Houston will then defend in court any claims to the property
that are covered by your policy, subject to certain limitations. If the Title insurance Houston loses, it will
pay you for covered losses up to the amount of your policy.
Title insurance Houston will handle the closing of a property sale and hold any earnest money in a trust
account until the purchase is complete. Title insurance is highly recommended when buying any sort of
title.
